No Interest if Paid in Full Within 12 Months:
During the promotional period a minimum monthly payment of 1% of the purchase balance is required as disclosed on your monthly billing statement. If minimum monthly payments are made you will not pay off the balance in the 12 month promotional period. The deferred interest period will start on the date of purchase and end when paid in full or at the expiration of the 12 month period, whichever comes first. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the 12 month promotional period or if your account becomes 60 days past due. After the deferred interest period expires, the minimum payment will increase to greater of $25 or 3.5% of the account balance and interest will be charged at the then current APR for purchases until paid in full. The current APR for purchases is variable 28.99%. APR for purchases on existing accounts may vary between 22.99-28.99%. If any required minimum payment is 60 days past due, the Penalty APR, currently variable 29.99% will apply to remaining balances. The Penalty APR for existing accounts may vary between 28.99-29.99%. Minimum interest charge $2. For a purchase of $2,000 or greater a one-time promotional fee of $125 will be applied to the account for this transaction. Offer subject to credit approval on Yard Card or Yard Card Plus credit card account.
2.90% APR with 60 Payments:
A Reduced APR of 2.90% will apply to the purchase for the 60 Month promotional period. A minimum payment equal to 1.790% of the purchase amount is due each month. If the purchase amount, plus any applicable fees or charges, is not paid in full by the end of the promotional period, interest will be charged at the current APR for purchases until paid in full. The current APR for purchases is variable 28.99%. APR for purchases on existing accounts may vary between 22.99-28.99%. If any required minimum payment due is 60 days past due, the Penalty APR, currently variable 29.99% will apply to remaining balances. The Penalty APR for existing accounts may vary between 28.99-29.99%. Minimum interest charge $2. A one-time promotional fee of $125 will be applied to the account for this transaction. Offer subject to credit approval on a Yard Card or Yard Card Plus credit card account.
1.90% APR with 36 Payments:
A Reduced APR of 1.90% will apply to the purchase for the 36 Month promotional period. A minimum payment equal to 2.860% of the purchase amount is due each month. If the purchase amount, plus any applicable fees or charges, is not paid in full by the end of the promotional period, interest will be charged at the current APR for purchases until paid in full. The current APR for purchases is variable 28.99%. APR for purchases on existing accounts may vary between 22.99-28.99%. If any required minimum payment due is 60 days past due, the Penalty APR, currently variable 29.99% will apply to remaining balances. The Penalty APR for existing accounts may vary between 28.99-29.99% Minimum interest charge $2. A one-time promotional fee of $125 will be applied to the account for this transaction. Offer subject to credit approval on Yard Card or Yard Card Plus credit card account.
No Interest for 24 months with Equal Payments:
During the 24 month promotional period a minimum monthly payment is required that is calculated by dividing the purchase amount by the length of the promotional period. The promotional period will start on the date of purchase. Interest will not accrue during the promotional period. If the purchase amount, plus any applicable fees or charges, is not paid in full by the end of the promotional period, interest will be charged at the current APR for purchases until paid in full. The current APR for purchases is variable 28.99%. APR for purchases on existing accounts may vary between 22.99-28.99%. If any required minimum payment is 60 days past due, the Penalty APR, currently variable 29.99% will apply to remaining balances. The Penalty APR for existing accounts may vary between 28.99-29.99%. Minimum interest charge $2. A one-time promotional fee of $50 will be applied to the account for this transaction. Offer subject to credit approval on Yard Card and Yard Card Plus credit card account.
6.90% APR with 60 Payments:
A Reduced APR of 6.90% will apply to the purchase for the 60 Month promotional period. A minimum payment equal to 1.960% of the purchase amount is due each month. If the purchase amount, plus any applicable fees or charges, is not paid in full by the end of the promotional period, interest will be charged at the current APR for purchases until paid in full. The current APR for purchases is variable 28.99%. APR for purchases on existing accounts may vary between 22.99-28.99%. If any required minimum payment due is 60 days past due, the Penalty APR, currently variable 29.99% will apply to remaining balances. The Penalty APR for existing accounts may vary between 28.99-29.99%. Minimum interest charge $2. A one-time promotional fee of $25 will be applied to the account for this transaction. Offer subject to credit approval on a Yard Card or Yard Card Plus credit card account.
3.75% APR with 60 Payments:
A Reduced APR of 3.75% will apply to the purchase for the 60 Month promotional period. A minimum payment equal to 1.820% of the purchase amount is due each month. If the purchase amount, plus any applicable fees or charges, is not paid in full by the end of the promotional period, interest will be charged at the current APR for purchases until paid in full. The current APR for purchases is variable 28.99%. APR for purchases on existing accounts may vary between 22.99-28.99%. If any required minimum payment due is 60 past due, the Penalty APR, currently variable 29.99% will apply to remaining balances. The Penalty APR for existing accounts may vary between 28.99-29.99%. Minimum interest charge $2. A one-time promotional fee of $125 will be applied to the account for this transaction. Offer subject to credit approval on a Yard Card or Yard Card Plus credit card account.
7.90% APR with 72 Payments:
A Reduced APR of 7.90% will apply to the purchase for the 72 Month promotional period. A minimum payment equal to 1.740% of the purchase amount is due each month. If the purchase amount, plus any applicable fees or charges, is not paid in full by the end of the promotional period, interest will be charged at the current APR for purchases until paid in full. The current APR for purchases is variable 28.99%. APR for purchases on existing accounts may vary between 22.99-28.99%. If any required minimum payment due is 60 days past due, the Penalty APR, currently variable 29.99% will apply to remaining balances. The Penalty APR for existing accounts may vary between 28.99-29.99%. Minimum interest charge $2. A one-time promotional fee of $125 will be applied to the account for this transaction. Offer subject to credit approval on a Yard Card or Yard Card Plus credit card account.
No Interest for 46 months with Equal Payments:
A minimum purchase amount of $1,500 is required. During the 46 month promotional period a minimum monthly payment is required that is calculated by dividing the purchase amount by the length of the promotional period. The promotional period will start on the date of purchase. Interest will not accrue during the promotional period. If the purchase amount, plus any applicable fees or charges, is not paid in full by the end of the promotional period, interest will be charged at the current APR for purchases until paid in full. The current APR for purchases is variable 28.99%. APR for purchases on existing accounts may vary between 22.99-28.99%. If any required minimum payment is 60 days past due, the Penalty APR, currently variable 29.99% will apply to remaining balances. The Penalty APR for existing accounts may vary between 28.99-29.99%. Minimum interest charge $2. A one-time promotional fee of $125 will be applied to the account for this transaction. Offer subject to credit approval on a Yard Card or Yard Card Plus credit card account.
No Interest for 36 months with Equal Payments:
During the 36 month promotional period a minimum monthly payment is required that is calculated by dividing the purchase amount by the length of the promotional period. The promotional period will start on the date of purchase. Interest will not accrue during the promotional period. If the purchase amount, plus any applicable fees or charges, is not paid in full by the end of the promotional period, interest will be charged at the current APR for purchases until paid in full. The current APR for purchases is variable 28.99%. APR for purchases on existing accounts may vary between 22.99-28.99%. If any required minimum payment is 60 days past due, the Penalty APR, currently variable 29.99% will apply to remaining balances. The Penalty APR for existing accounts may vary between 28.99-29.99%. Minimum interest charge $2. A one-time promotional fee of $125 will be applied to the account for this transaction. Offer subject to credit approval on a Yard Card or Yard Card Plus credit card account.
No Interest for 50 months with Equal Payments:
A minimum purchase amount of $3,500 is required. During the 50 month promotional period a minimum monthly payment is required that is calculated by dividing the purchase amount by the length of the promotional period. The promotional period will start on the date of purchase. Interest will not accrue during the promotional period. If the purchase amount, plus any applicable fees or charges, is not paid in full by the end of the promotional period, interest will be charged at the current APR for purchases until paid in full. The current APR for purchases is variable 28.99%. APR for purchases on existing accounts may vary between 22.99-28.99%. If any required minimum payment is 60 days past due, the Penalty APR, currently variable 29.99% will apply to remaining balances. The Penalty APR for existing accounts may vary between 28.99-29.99%. Minimum interest charge $2. A one-time promotional fee of $125 will be applied to the account for this transaction. Offer subject to credit approval on a Yard Card or Yard Card Plus credit card account.
See your authorized Ariens or Gravely Yard Card Dealer for Full Details.
